Below is a November 2026 family budget plan that keeps your stated fixed expenses, savings, and emergency allocation unchanged.
Key calculation
- Monthly income: EGP 28,000
- Fixed expenses: EGP 16,000
- Rent: 8,000
- School: 3,500
- Utilities and telecom: 2,000
- Transport: 2,500
- Savings: EGP 2,500
- Emergency expenses: EGP 1,500
- Remainder available for food, household needs, and leisure:
28,000 − 16,000 − 2,500 − 1,500 = EGP 8,000
Suggested split of the remaining EGP 8,000
- Food: 50% = EGP 4,000
- Household needs: 30% = EGP 2,400
- Leisure: 20% = EGP 1,600
Family budget table
| Budget line | Amount (EGP) | Running total allocated | Remaining income |
|---|---|---|---|
| Monthly income available | 28,000 | 0 | 28,000 |
| Rent | 8,000 | 8,000 | 20,000 |
| School | 3,500 | 11,500 | 16,500 |
| Utilities and telecom | 2,000 | 13,500 | 14,500 |
| Transport | 2,500 | 16,000 | 12,000 |
| Savings | 2,500 | 18,500 | 9,500 |
| Emergency expenses | 1,500 | 20,000 | 8,000 |
| Food | 4,000 | 24,000 | 4,000 |
| Household needs | 2,400 | 26,400 | 1,600 |
| Leisure | 1,600 | 28,000 | 0 |
| Total allocated | 28,000 | 28,000 | 0 |
Simple control rule
If actual spending differs during the month:
- Adjust leisure first.
- Then adjust household needs.
- Try to keep food, fixed expenses, savings, and emergency allocation as planned.
This is a spending-plan suggestion only, not investment advice.